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Data Protection and Privacy Statement at www.epay-bill.com This privacy statement has been created by ePayment Processing, Inc., hereinafter ‘EPI’, in order to demonstrate our firm commitment to Data Protection and Privacy. This commitment as to EPI activities on the Internet is implemented through the EPI Web Data Protection and Privacy Policy. In accordance with the EPI Web Data Protection and Privacy Policy, and the VISA Account Information Security Standards Manual, the following discloses our information gathering and dissemination practices for this Web site: Use: Your biller provided you with a link to this site to pay your bill online. Personal Data submitted to this site will be used only for purposes directly associated with your request for paying a bill. Your biller determined which data you need to provide for the intended transaction. The information you enter is solely used for account identification and to process your payment with this biller. This includes the process of obtaining authorization for your chosen type of payment. Confidentiality: Data submitted to the site may be transferred within EPI, including to subsidiaries, strictly in order to fulfill or expedite a user's request. Data submitted to this site will not be shared with or sold to any outside parties, unless specifically requested by the user. Retention: Data submitted to this site will be retained as required by law for this kind of financial transaction. It may be re-used to assist you with future payments as agreed upon with your biller. Correct/Update: Users may change or modify information previously provided to this site through the biller's Customer Service. See your biller's home page for the Customer Service phone number or e-mail address. Security: Your data will be subject to the same global security policies that EPI applies to all client data. The transmission of your data is explicitly secured by Entrust SSL encryption. See the Entrust Secured Seal on this site for more detailed information. Juniors: This site identifies a user by his account information only. In case that a payment was submitted by a Junior (under the age of 13) without the account holder's consent, we recommend to contact your biller's Customer Service. See your biller's home page for the Customer Service phone number or e-mail address. Notification of Changes: Any changes by EPI of its EPI Web Data Protection and Privacy Policy that may impact the practices described on this Web site will be prominently posted on this site. In no event will any such changes to this policy apply with respect to data previously collected through this site. Contact: This site is owned by ePayment Processing, Inc. . In the event of any query relating to this site, please turn to your biller's Customer Service as your first point of contact. See your biller's home page for the Customer Service phone number or e-mail address. If you have any questions about the EPI Global Data Protection and Privacy policy, please contact the EPI Privacy Office at GlobalDataProtection@epayproc.com This statement was published on this website on September 28, 2011. ----------------------------------------------------------------------------------------------------------------------- 1. DESCRIPTION OF OUR SITE Welcome to ePayment Processing, Inc.. We provide users with access to a collection of on-line resources, which may include general and personalized content, communication tools, online directories, administrative services, purchasing services, download areas, games and information (all of which, together with this and other ePayment Processing, Inc. Web sites through which they may be accessed or delivered, are collectively called our "Site"). We do this both through our Site and by linking to Web sites of companies with which we work as well as by linking to other sites we think may be useful to you or your business. Such sites may have their own terms of use or applicable policies. ePayment Processing, Inc. has also contracted with certain third party suppliers to enable ePayment Processing, Inc. to provide our Site to you. The term "ePayment Processing, Inc." (or "we", "our" and "us") includes all of the subsidiaries and affiliates of ePayment Processing, Inc. Corporation, as well as their successors and assigns. 2. ACCEPTANCE OF TERMS ePayment Processing, Inc. provides our Site to you subject to these Terms of Use ("Terms"). By using our Site in any way you are agreeing to comply with these Terms, which we may update from time to time without notice. All amended Terms shall automatically be effective when they are initially posted on our Site. Your continued use of our Site after any changes in these Terms shall constitute your consent to such changes. Certain services available through our Site, especially services for which you are asked to subscribe or pay money, may have their own additional terms and conditions that will apply to your purchase or use of that particular service and which will control in the event of any conflict with these Terms. These Terms govern the use of our Site by viewers and other users (visitors); if we have entered into a separate contract with a party for the insertion or other placement of content, advertising or other materials on any of our Sites,then the terms of such separate agreements will govern our relationship with such parties. 3. REGISTRATION, PASSWORD AND SECURITY Whenever you provide us information on our Site, you agree to: (a) provide true, accurate, current and complete information and (b) maintain and promptly update such information to keep it true, accurate, current and complete. If you provide any information that is, or we have reasonable grounds to suspect that the information is, untrue, inaccurate, not current or incomplete, ePayment Processing, Inc. or its third party suppliers may suspend or terminate your access to our Site and refuse any and all current or future use of our Site (or any portion thereof). If any portion of our Site requires you to register or open an account you may also be asked to choose a password and a user name. Please select a password that would not be obvious to someone trying to guess your password, and change it regularly as an added precaution. You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification. You agree to immediately notify ePayment Processing, Inc. of any unauthorized use of your password or account or any other breach of security. ePayment Processing, Inc. will not be liable for any loss or damage that you may incur as a result of someone else using your password or account, either with or without your knowledge. You may not use anyone else's account at any time, without the permission of the account holder. ePayment Processing, Inc. intends to take certain industry-accepted precautions from time to time to secure our Site or portions thereof, and some portions of the Site may be labeled as "secure" in accordance with industry practice in connection with the use of such precautions. However, you understand and agree that such precautions do not guarantee that use of the Site is invulnerable to all security breaches, and that ePayment Processing, Inc. makes no warranty, guarantee, or representation that use of our Site is protected from all viruses, security threats or other vulnerabilities. 4. PRIVACY POLICY; USE BY CHILDREN Our Site is intended for use primarily by persons 18 years or older. We do not intentionally collect any personal, individually identifying information from children under the age of 13. Please view our comprehensive Privacy Policy relating to the collection and use of your information through or in connection with our Site. When you enter into transactions with or provide information to other companies providing content or services in connection with our Site, you will be subject to their privacy policies rather than ours. 5. CONTENT AND RELATED USER CONDUCT You understand that you are responsible for any content that you post or transmit on or through our Site. You agree to use our Site in a manner consistent with all applicable laws and regulations. Specifically, you will not use our Site to distribute, link to, or solicit content that: ePayment Processing, Inc. does not generally pre-screen or control the content posted via our Site by third parties, and, therefore, does not guarantee the accuracy, integrity or quality of such content. ePayment Processing, Inc. will not be liable in any way for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or contained in e-mails or otherwise transmitted or displayed via our Site. ePayment Processing, Inc. shall have the right (but not the obligation) in its sole discretion to monitor, refuse or remove any content that is available via our Site. Without limiting the foregoing, ePayment Processing, Inc. shall have the right to remove any content that violates these Terms or is otherwise objectionable. 6. EPAYMENT PROCESSING, INC. DISCRETION OVER USE, STORAGE, AND OPERATION OF OUR SITE ePayment Processing, Inc. may set limits regarding our Site and the use of any features or services associated with our Site, including (where applicable) limits on the duration or amount of storage of postings, e-mail and other user-provided content, or the number or size of messages to or from a user. We are not liable for the deletion, garbling or loss of messages, other communications, or other content maintained or transmitted by our Site. We may change or terminate our Site or any part of it without notice or liability. We may terminate or change your password, account, or use of all or any part of our Site and may remove any content from our Site without notice and for any reason, including lack of use or violation of these Terms. We reserve the right to log off accounts that are inactive for an extended period of time. 7. CONTENT PUBLICLY POSTED OR SUBMITTED TO EPAYMENT PROCESSING, INC. Our Site may have "publicly accessible areas" such as message boards, forums, member profiles, yellow pages, job folders or other features that allow users to post information that will be accessible by the public or the user population generally. With respect to all content you elect to post to such publicly accessible areas of our Site, while you retain any and all rights that may exist in such content, you grant ePayment Processing, Inc. the royalty-free, perpetual, irrevocable, non-exclusive and fully sublicensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed and to exercise the same rights with respect to such works. You also permit any user of our Site to access, display, view, store and reproduce content that you have placed in publicly accessible areas of our Site. Any content you post to publicly accessible areas is not subject to our Privacy Policy. Except for any personal, individually identifying information which we agree to keep confidential as provided in our Privacy Policy, any feedback, data, answers, questions, comments, suggestions, ideas or the like that you send to us will be treated as being non-confidential and nonproprietary, and not subject to our Privacy Policy. We assume no obligation to protect such information from disclosure and will be free to reproduce, use, and distribute the information to others without restriction. We will also be free to use any ideas, concepts, know-how or techniques contained in information that you send us for any purpose whatsoever including but not limited to developing, manufacturing and marketing products and services incorporating such information. 8. INDEMNITY You agree to indemnify and hold ePayment Processing, Inc. and its underlying content and service providers, and each of their respective subsidiaries, affiliates, officers, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, post or upload to or transmit through our Site, your use of our Site, your connection to our Site, your violation of these Terms, or your violation of any rights of another. These obligations will survive any termination of your relationship with ePayment Processing, Inc. or your use of our Site. ePayment Processing, Inc. reserves the right to assume the defense and control of any matter subject to indemnification by you, in which event you will cooperate with ePayment Processing, Inc. in asserting any available defenses. 9. SPECIAL LIMITATIONS ON USE OF OUR SITE We grant to you a limited, non-exclusive, non-transferable, revocable license to use our Site only for the intended purposes of our Site. You may not sell, resell, or otherwise use or commercially exploit our Site other than by using it for its intended purposes. Systematic retrieval of data or other content from our Site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from ePayment Processing, Inc. is prohibited. You further agree not to reproduce, prepare derivative works from or otherwise commercially exploit any portion of our Site, for any purposes other than its intended purposes or other than as expressly permitted by these Terms. You may not modify, translate, decompile, disassemble, reverse engineer or otherwise attempt to derive the source code for the computer systems and other technology that operate our Site or create derivative works based on our Site. For purposes of these Terms, "reverse engineering" shall include the examination or analysis of the Site to determine the source code, structure, organization, internal design, algorithms or encryption devices of our Site's underlying technology. Any license granted to you under these Terms for the use of any portion of our Site requiring registration or an account will automatically terminate upon termination of your account or registration privileges with respect to such portion of our Site. ePayment Processing, Inc. and its third party suppliers have the right to terminate the license of any user at any time for any or no reason, solely in the discretion of ePayment Processing, Inc. and its third party suppliers. ePayment Processing, Inc. provides our Site for use only by persons located within the United States and provides certain regulated telecommunications and other services only in certain portions of the United States. ePayment Processing, Inc. makes no representation that materials or services described on our Site are appropriate or available for use in locations outside the United States or our applicable serving territories within the United States, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access our Site from other locations do so on their own initiative and are responsible for compliance with local laws. Certain ePayment Processing, Inc. affiliated companies provide services and operate websites in various other countries throughout the world, some of which websites may be linked to from our Site. Any such International websites will be governed by their own terms of use and privacy policies and not by these Terms. 10. DEALINGS WITH ADVERTISERS AND SERVICE PROVIDERS; LINKS Our Site may provide links to or information about other Web sites or resources. Your correspondence or business dealings with, or participation in promotions of, advertisers or service providers found on or through our Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertisers or service providers. You assume all risks arising out of or resulting from your transaction of business over the Internet, and you agree that ePayment Processing, Inc. shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of information about or links to such advertisers or service providers on our Site. You acknowledge and agree that ePayment Processing, Inc. is not responsible or liable for the availability, accuracy, copyright compliance, legality, decency, or any other aspect of the content, advertising, products, services or other materials on or available from such sites or resources. Advertisements found on or through our Site, and references that we make to any names, marks, products or services of third parties or hypertext links to third party sites or information, do not constitute or imply our endorsement, sponsorship or recommendation of the third party, information, product or service. You acknowledge that your use of these linked sites is subject to different terms of use than these Terms, and may be subject to different privacy practices than those set forth in the Privacy Policy governing our Site. 11. DISCLAIMER OF WARRANTIES YOU EXPRESSLY UNDERSTAND AND AGREE THAT: A. YOUR USE OF OUR SITE IS AT YOUR SOLE RISK. OUR SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. EPAYMENT PROCESSING, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF DATA AND NON-INFRINGEMENT. BECAUSE SOME JURISDICTIONS MAY NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU. B. EPAYMENT PROCESSING, INC. MAKES NO WARRANTY THAT (i) OUR SITE WILL MEET YOUR REQUIREMENTS, (ii) OUR SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF OUR SITE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH OUR SITE WILL MEET YOUR EXPECTATIONS, AND (v) ANY ERRORS IN THE SITE WILL BE CORRECTED. C. ANY MATERIAL DOWNLOADED, UPLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR BUSINESS OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR UPLOAD OF ANY SUCH MATERIAL OR THE USE OF OUR SITE. D. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM EPAYMENT PROCESSING, INC. OR THROUGH OR FROM OUR SITE SHALL CREATE ANY WARRANTY. ADVICE OR INFORMATION RECEIVED VIA OUR SITE SHOULD NOT BE RELIED UPON FOR SIGNIFICANT PERSONAL, BUSINESS, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR PARTICULAR SITUATION. E. MATERIAL ON OUR SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE PERIODICALLY INCORPORATED INTO THIS MATERIAL. EPAYMENT PROCESSING, INC. MAY MAKE IMPROVEMENTS OR CHANGES IN THE PRODUCTS, SERVICES OR PROGRAMS DESCRIBED IN THESE MATERIALS AT ANY TIME WITHOUT NOTICE. 12. LIMITATION OF LIABILITY; EXCLUSIVE REMEDY YOU EXPRESSLY UNDERSTAND AND AGREE THAT EPAYMENT PROCESSING, INC. SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR OTHER DAMAGES (WHETHER OR NOT EPAYMENT PROCESSING, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE OUR SITE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM OUR SITE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OUR SITE; OR (v) ANY OTHER MATTER RELATING TO OUR SITE. BECAUSE SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, EPAYMENT PROCESSING, INC. 'S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. IF YOU ARE DISSATISFIED WITH ANY PORTION OF OUR SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING OUR SITE. 13. NOTICE Notices to you, including notices of changes to these Terms, may, at ePayment Processing, Inc.'s discretion, be made either by e-mail, regular mail or by displaying the notices or links to notices on our Site. 14. TRADEMARK, COPYRIGHT INFORMATION The ePayment Processing, Inc. name, the ePayment Processing, Inc. logo, ePayment Processing, Inc. slogans and other ePayment Processing, Inc. logos and product and service names are trademarks of ePayment Processing, Inc. Intellectual Property Corporation (the "ePayment Processing, Inc. Marks"). You are not authorized to use any ePayment Processing, Inc. name or mark as a hypertext link to any ePayment Processing, Inc. Website or in any advertising, publicity or in any other commercial manner without the prior written consent of ePayment Processing, Inc.. Registration and/or use of the ePayment Processing, Inc. name, or a confusingly similar name, as part or all of a domain name by a third party is strictly prohibited. Requests for authorization should be made to the ePayment Processing, Inc. Intellectual Property Group. You may use, copy and distribute the materials found on ePayment Processing, Inc. Websites for internal, noncommercial, informational purposes only. All copies that you make of the material must bear any copyright, trademark or other proprietary notice located on our Site that pertain to the material being copied. Except as authorized in this paragraph, you are not being granted a right, title, interest or license under any copyright, trademark, patent or other intellectual property right in the material or the products, services, processes or technology described therein. All such rights are retained by ePayment Processing, Inc. Corporation, its subsidiaries or any third party owner of such rights. All trademarks and service marks contained herein that are not ePayment Processing, Inc. Marks are the trademarks of their respective owners. 15. GENERAL These Terms govern, and constitute the entire agreement between you and ePayment Processing, Inc. with respect to, your use of our Site. Additional or different terms and conditions may apply when you use other specific ePayment Processing, Inc. services or the services of any third-party suppliers of content, software or services. The laws of the State of Georgia govern this agreement and the relationship between you and ePayment Processing, Inc. with respect to our Site. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Muscogee County, Georgia for any claim or dispute arising from these Terms or the use of our Site. ePayment Processing, Inc.'s failure to enforce any right under these Terms will not waive that right. You must file any claim or suit related to our Site within one year after it arises.
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